You've Been Waiting. Now's the Time.
We understand the importance of a fast and efficient turnaround. When you choose Union Bank to finance your mortgage, you will receive local decision-making, fast and efficient processing, free conditional pre-approvals and competitive rates.
Whether you’re looking to buy, build or update your current home, Union Bank’s team of experts can assist you in selecting the best mortgage solution for your needs. If you’re a first-time homebuyer, a veteran or live in a rural area, we offer various government programs with no or low down payments, fixed long-term rates and other favorable terms to help make your dream of homeownership a reality.
Conventional Mortgage
Conventional loans offer competitive rates and flexible terms without government backing, making them a great option for qualified borrowers.
Construction Loans
Union Bank can finance your project from start to finish with a construction loan, turning your vision into reality.
Adjustable-Rate Mortgage
An adjustable-rate mortgage (ARM) features an interest rate that may change periodically based on market index. This means your monthly payment can increase or decrease over time.
First-time Home Buyers
Buying your first home is an exciting milestone! Union Bank offers loan programs designed to make homeownership more accessible and affordable, helping you turn your dream into reality.
Vacant land
Looking to purchase land for future plans? A vacant land loan from Union Bank can help you buy now and build when you're ready.
Federal Housing Administration (FHA)
FHA mortgage loans are insured by the Federal Housing Administration, allowing your local community bank to offer lower rates and simplified terms with reduced risk.
Veterans Administration (VA)
VA mortgage loans are a special benefit for veterans and military families who have served our country and meet the eligibility requirements for this program.
USDA Guaranteed Rural Housing Program (RD)
Supporting homeownership in rural communities with USDA-backed financing, available in Union Bank’s service area.
How we can help you
We are happy to answer questions and help you find the loan that will work best for you.
Meet Our Mortgage Bankers
Connect with a Union Bank Mortgage Banker and schedule an appointment today!
Miguel Ruiz-Santos
Mortgage Banker
NMLS# 1831344
Nicole Suchek
Mortgage Banker
NMLS# 707398