Available to most homes in Union Bank’s service area, USDA’s RD supports homeownership in rural communities. Finances are underwritten by Union Bank and guaranteed by the U.S. Department of Agriculture.
- Fixed rates and terms
- Low rates and monthly payments
- Zero money down
- Flexible credit standards
- Closing costs and other expenses may be financed in some cases
- Not limited to first-time homeowners
- Property must be located in an eligible area
- Income limits apply
- The funding fee can be financed into mortgage
How we can help you
We are happy to answer questions and help you find the loan that will work best for you.