Personal Checking

Looking for a checking account that gives you more?

You'll find one at Union Bank! We are thrilled to announce Universal Checking—a checking account line-up that includes accounts with personal protection benefits and tools to help you save on things you purchase every day with the new UB Perks app powered by BaZing.

UB Digital Checking

Union Bank's UB Digital Checking account offers a fully paperless solution for your everyday banking needs.

MORE ABOUT UB DIGITAL CHECKING

Universal simple Checking

Union Banks' Universal Simple Checking account offers all the basics for your everyday banking needs. A low-cost account with basic benefits.

More About Simple Checking

Universal value Checking

Union Bank's Universal Value Checking account offers all the basics plus much more.

More About Value Checking

Universal PRemium checking

Union Bank's Universal Premium Checking account rewards you for your relationship.

More About Premium Checking

open a new account

Accounts can be opened via the Virtual Branch or at any of our Union Bank Branch locations.

Maintain an average daily balance¹ of $100 and/or ACH Credit of $500+ per statement cycle and we’ll waive the $7 monthly fee

¹The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period.

Maintain an average daily balance¹ of $500 and/or ACH Credit of $1,000+ per statement cycle and we’ll waive the $7 monthly fee

¹The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period.

No minimum balance requirements

Anywhere Banking Tools
- Online banking, mobile banking, bill pay and eStatement
ATM or Debit Card
- Free ATM and Debit Card
Bounce Protection
- Up to $1,000
Monthly Maintenance Fee
- $10
Minimum Balance Requirements
- Maintain an average daily balance¹ of $2,000 and/or ACH Credit of $5,000+ per statement cycle and we’ll waive the $10 monthly fee
Opening Deposit Requirements
- $50+
Tiered Interest

¹The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period.

Please allow at least 30 minutes to establish your relationship. In order to establish and protect your identity, we ask that you bring/have ready the following information:

Social Security number or taxpayer ID
Unexpired government-issued ID or driver's license, military ID or passport
Proof of physical address, date of birth, phone number(s) and email address

Please allow at least 30 minutes to establish your relationship with a Universal Banker. In order to establish and protect your identity, we ask that you bring/have ready the following information: