Federal Housing Administration (FHA) mortgage loans are insured by the FHA. By insuring the loan, your local community bank assumes less risk and can offer customers lower rates and more simplified terms.
- More eligible property types
- No property location restriction
- No household income limit
- As little as 3.5% down
- The funding fee can be financed into mortgage
- Gift funds allowed for entire down payment, closing costs and pre-paid items
- Low rates and monthly payments
- Flexible credit standards
- Special qualifying features
How we can help you
We are happy to answer questions and help you find the loan that will work best for you.