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Union Bank

Universal Simple Checking

A low-cost account with basic benefits. Union Banks' Universal Simple Checking account offers all the basics for your everyday banking needs.

The Basics

  • Anywhere Banking Tools
    • Online banking, mobile banking, bill pay and eStatements
  • ATM or Debit Card
    • Free ATM and Debit Card
  • Bounce Protection
    • Up to $300 
  • Minimum Balance Requirements
    • Maintain an average daily balance1 of $500 and/or ACH Credit of $1,000+ per statement cycle and we’ll waive the $7 monthly fee
  • Opening Deposit Requirements
    • $50+  

1 The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period. 


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