Business Deposit Rates
The following Personal Deposit account rates are effective as of December 19, 2024.
Things you need to know: All rates are quoted in Annual Percentage Yield (APY) and are applicable as of the effective date. Rates are subject to change without notice. Interest is paid on the full balance for the applicable tier. The APY may change after the account is opened. Some accounts may require minimum deposits. Fees could reduce earnings on the accounts. A penalty may be imposed for early withdrawal of principal for CDs.
Visit our Business Deposit Account page for terms and conditions.
| UB Business Elite | APY | Minimum Opening Balance |
|---|---|---|
| Balance $0 to $249,999.99 | 0.10% | $100.00 |
| Balance $250,000 to $499,999.99 | 0.15% | $100.00 |
| Balance $500,000.00 to $999,999.99 | 0.20% | $100.00 |
| Balance $1,000,000 and over | 0.25% | $100.00 |
| UB Community Checking | APY | Minimum Opening Balance |
|---|---|---|
| Balance $0 to $249,999.99 | 0.01% | $100.00 |
| Balance $250,000.00 to $499,999.99 | 0.05% | $100.00 |
| Balance $500,000.00 and over | 0.10% | $100.00 |
| UB Business Savings | APY | Minimum Opening Balance |
|---|---|---|
| Balance $0 to $249,999.99 | 0.05% | $100.00 |
| Balance $250,000.00 to $499,999.99 | 0.10% | $100.00 |
| Balance $500,000.00 to $999,999.99 | 0.15% | $100.00 |
| Balance $1,000,000.00 and over | 0.20% | $100.00 |
| UB Business Money Market | APY | Minimum Opening Balance |
|---|---|---|
| Balance $0 to $249,999.99 | 0.00% | $100 |
| Balance $250,000 to $499,999.99 | 0.50% | $100 |
| Balance $500,000 to 999,999.99 | 1.00% | $100 |
| Balance $1,000,000 and above | 1.51% | $100 |
| Certificates of Deposit (CD) | APY | Minimum Opening Balance |
|---|---|---|
| 91 Day | 3.03% | $500 |
| 182 Day | 4.04% | $500 |
| 9 Month | 2.51% | $500 |
| 12 Month | 2.78% | $500 |
| 15 Month | 2.88% | $500 |
| 18 Month | 1.91% | $500 |
| 24 Month | 1.51% | $500 |
| 30 Month | 1.76% | $500 |
| 36 Month | 1.81% | $500 |
| 45 Month | 2.01% | $500 |
| 48 Month | 2.27% | $500 |
| 60 Month | 1.25% | $500 |