Universal Value Checking
Universal Value Checking
Union Bank's Universal Value Checking account offers all the basics plus much more.
Universal Value Checking is Powered by BaZing, giving you instant access to incredible discounts, cell phone protection, roadside assistance and much more using the UB Perks app!
The Basics
Anywhere Banking Tools
- Online banking, mobile banking, bill pay and eStatement.
ATM or Debit Card
- Free ATM and Debit Card
Bounce Protection
- Up to $500
Minimum Balance Requirements
- No minimum balance requirements
Opening Deposit Requirement
- $50+
Monthly Maintenance Fee
- $8
UB Perks
Benefits you'll use
Shop Local, Save Local with BaZing Savings - Local discounts and national retailer deals to save you money on shopping, dining, travel & more.
Health Savings Card - Save money on prescriptions, eye exams, frames, lenses and hearing services.
Cell Phone Protection1,2 - Receive up to $800 per claim ($1,600 per year) if your cell phone is broken or stolen.
Roadside Assistance - Available 24/7 and free to use, up to $80 in covered service charges.
$10,000 Travel Accidental Death Coverage2 - Peace of mind for the unexpected.
ID Theft Aid1,2 - Includes payment card fraud resolution, $10,000 in personal identity theft benefit and identity restoration.
Billshark3 - Let our team of experts negotiate your bills on your behalf or cancel subscriptions that you longer want or need.
Download UB Perks Today!
1 Subject to the terms and conditions detailed in the Guide to Benefits.
2 Insurance products are: NOT A DEPOSIT. NOT FDIC-INSURED. NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY. NOT GUARANTEED BY THE BANK.
3 Billshark requires additional activation to begin.