Personal Credit Cards
Choosing the right credit card is easier than ever. Whether you want to pay down balances faster, maximize cash back, earn rewards or begin building your credit history, we have the ideal card for you!
No matter which card you choose, you'll enjoy important features like:
• Convenient and Flexible Purchasing Power. Accepted at millions of locations worldwide.
• Mobile purchasing capability for added convenience.
• Zero Fraud Liability.* You won’t be liable for fraudulent purchases when your card is lost or stolen.
• Cardmember Service available 24 hours a day/365 days per year.
• Plus much more!
*Elan Financial Services provides zero fraud liability for unauthorized transactions. Cardholder must notify Elan Financial Services promptly of any unauthorized use. Certain conditions and limitations may apply.
The creditor and issuer of these cards is Elan Financial Services, pursuant to separate licenses from Visa U.S.A. Inc., and Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.
Get Smart About Credit
Protecting your credit is one of the most important things you can do. Just as you keep yourself in good shape with regular doctor checkups and a healthy lifestyle, you must also conduct periodic checks of your credit and lead a healthy spending and savings lifestyle.
There are a number of components to good credit that include education, budgeting, smart spending and savings, and identity theft protection. One of the smartest things you can do is keep an eye on your credit report. You are entitled to a free credit report annually and you should certainly take advantage. Your credit report is seen by any future creditor where you might apply for a car or home loan, credit card or even a rental apartment. Finding errors on your credit report and correcting them can mean the difference between receiving a loan you need and being denied.
We’re here to help. If you have questions about credit, loans or savings, just ask!
There are a number of components to good credit that include education, budgeting, smart spending and savings, and identity theft protection. One of the smartest things you can do is keep an eye on your credit report. You are entitled to a free credit report annually and you should certainly take advantage. Your credit report is seen by any future creditor where you might apply for a car or home loan, credit card or even a rental apartment. Finding errors on your credit report and correcting them can mean the difference between receiving a loan you need and being denied.
We’re here to help. If you have questions about credit, loans or savings, just ask!
Additional Resources:
Union Bank offers identity theft protection.
Learn how to be money smart via a number of free educational newsletters from the FDIC(Opens in a new Window).