Get Smart About Credit

Protecting your credit is one of the most important things you can do. Just as you keep yourself in good shape with regular doctor checkups and a healthy lifestyle, you must also conduct periodic checks of your credit and lead a healthy spending and savings lifestyle.

 

There are a number of components to good credit that include education, budgeting, smart spending and savings, and identity theft protection. One of the smartest things you can do is keep an eye on your credit report. You are entitled to a free credit report annually and you should certainly take advantage. Your credit report is seen by any future creditor where you might apply for a car or home loan, credit card or even a rental apartment. Finding errors on your credit report and correcting them can mean the difference between receiving a loan you need and being denied.

 

We’re here to help. If you have questions about credit, loans or savings, just ask!

 

Union Bank offers identity theft protection.

Learn how to be money smart via a number of free educational newsletters from the FDIC.